Why Do I Need Title Insurance?

Title insurance protects against problems affecting the title to a home, which is likely a families most valuable asset. Homebuyers are protected from ownership issues by purchasing an Owner’s Policy of title insurance (for a full list of policies and comparisons- click here), which ensures that the title to their property is clear of liens or encumbrances, such as unpaid mortgages, property taxes or child support liens, to name just a few.

The American Land Title Association created this short video to explain the importance of title insurance.

https://youtu.be/t36BZG1VXRg

Changes Coming August 1st 2015!

You may have heard about the Final Integrated Mortgage Disclosures Rule from the Consumer Financial Protection Bureau (CFPB), which was tasked with combining the Truth in Lending Act and the Real Estate Settlement Procedures Act (RESPA) disclosures. Below is a short video describing some of the impact these changes will have on your real estate transactions beginning August 1st 2015.